Medicare Supplement Insurance

Get help with unexpected medical costs that aren't covered by Medicare with supplemental coverage. Speak with an expert on medicare supplement insurance today.

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What is Medicare Supplement Insurance?

Medicare Supplement Insurance, also known as Medigap, is a type of health insurance policy offered by Modern District Financial in Traverse City, MI. It's designed to complement and fill the gaps in coverage left by Original Medicare (Part A and Part B). While Medicare provides essential health coverage for seniors, it doesn't cover all healthcare costs, leaving beneficiaries responsible for deductibles, copayments, and coinsurance.

Medicare Supplement Insurance helps bridge these gaps by covering certain out-of-pocket expenses such as deductibles and coinsurance. This coverage allows Medicare beneficiaries to have more predictable healthcare costs and greater financial peace of mind. Medigap plans are standardized and regulated by the government, ensuring that the coverage remains consistent regardless of the insurance provider.

Modern District Financial offers a range of Medicare Supplement Insurance plans in Traverse City, MI, each with varying levels of coverage. These plans enable individuals to choose the one that best aligns with their healthcare needs and budget. With the complexities of healthcare expenses and the importance of comprehensive coverage, Medicare Supplement Insurance from Modern District Financial plays a crucial role in helping seniors access the medical care they need without facing overwhelming financial burdens.

Important Things to Know About Medicare Supplement Coverage

• If you have a Medicare Advantage Plan, you can apply for a Medigap policy, but make sure you can leave the Medicare Advantage Plan before your Medigap policy begins.
  
• You pay the private insurance carrier a monthly premium for your Medigap policy in addition to the monthly Part B premium that you pay to Medicare.
• A Medigap policy covers one person. If you and your spouse both want Medigap coverage, we'll work with you to setup two separate policies.
• Any standardized Medigap policy is guaranteed renewable even if you have health problems. This means the insurance company can't cancel your Medigap policy as long as you pay the premium.

Contact us to learn more about the right Medicare Supplement Insurance coverage for you.

(231) 421-8331​
2062 N. US 31 South
Traverse City, MI 49685​​
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