What is a Medicare Advantage Plan?
A Medicare Advantage Plan, available through Modern District Financial in Traverse City, MI, is a private health insurance option for individuals eligible for Medicare. Also known as Medicare Part C, this plan combines the benefits of Original Medicare (Part A and Part B) with additional coverage such as prescription drugs, vision, dental, and wellness programs. Medicare Advantage Plans are offered by private insurance companies that are approved by Medicare.
Medicare Advantage Plans provide an alternative to traditional Medicare coverage by offering a comprehensive package that may include services not covered by Original Medicare. These plans often have networks of doctors and hospitals, and they may require beneficiaries to use specific healthcare providers. The advantage of Medicare Advantage Plans is the convenience of having multiple healthcare services bundled into a single plan, potentially resulting in cost savings and streamlined coverage.
Modern District Financial offers a variety of Medicare Advantage Plans in Traverse City, MI, catering to different healthcare needs and preferences. It's important to carefully review the plan options to find the one that aligns with individual medical needs and budget. Medicare Advantage Plans from Modern District Financial provide beneficiaries with an opportunity to access comprehensive healthcare coverage while maintaining the flexibility to choose the plan that best suits their lifestyle and medical requirements.
What do Medicare Advantage Plans cover?
Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if you're in a Medicare Advantage Plan. In all types of Medicare Advantage Plans, you're always covered for emergency and urgently needed care.
Medicare Advantage Plans may offer extra coverage, like vision, hearing, dental, and/or health and wellness programs. Most include Medicare prescription drug coverage (Part D). In addition to your Part B premium, you usually pay a monthly premium for the Medicare Advantage Plan.
You can also ask the plan for a written advance coverage decision to make sure a service is medically necessary and will be covered. If the plan won't pay for a service you think you need, you'll have to pay all of the costs if you didn't ask for an advance coverage decision.
Contact us to learn more about the right Medicare Advantage plan for you.
2062 N. US 31 South
Traverse City, MI 49685
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